Your Complete Guide to a Successful and Secure Retirement

by Larry Swedroe, Kevin Grogan

Overview

This is your one-stop, definitive resource as you prepare for a secure and comfortable retirement. Investment and personal finance experts Larry Swedroe and Kevin Grogan present uniquely comprehensive coverage of every important aspect you need to think about as you approach retirement, including: Social Security, Medicare, investment planning strategy, portfolio maintenance, preparing your heirs, retirement issues faced by women, the threat of elder financial abuse, going beyond financials to think about your happiness, and much more. These topics are explained with the help of specialists in each subject. And everything is based on the "science of investing" – evidenced with studies from peer-reviewed journals. Overall, this adds up to a complete retirement guide, packed with the latest and best knowledge. Don't enter your retirement without it.

Product Details

ISBN-13:	9780857197337
Publisher:	Harriman House
Publication date:	01/07/2019
Sold by:	Barnes & Noble
Format:	eBook
Sales rank:	563,150
File size:	956 KB

About the Author

Larry E. Swedroe is director of research for Buckingham Strategic Wealth and The BAM ALLIANCE. He holds an MBA in finance and investment from New York University and a bachelor’s degree in finance from Baruch College. Larry was among the first authors to publish a book that explained the science of investing in layman’s terms, “The Only Guide to a Winning Investment Strategy You’ll Ever Need.” He has since authored seven more books and co-authored eight others. Larry is a prolific writer and contributes to multiple national outlets, including ETF.com. He has been named one of "Become a Better Investor’s" Top 5 Bloggers of 2018.
Kevin Grogan, CFA, CFP®, is director of investment strategy for Buckingham Strategic Wealth and The BAM ALLIANCE. Kevin holds an MBA from Saint Louis University and a bachelor’s degree in finance from Missouri State University in Springfield. He co-authored the books “The Only Guide You’ll Ever Need for the Right Financial Plan” and “Reducing the Risk of Black Swans,” as well as the article “The Maturity of Fixed-Income Assets and Portfolio Risk” in The Journal of Investing with Larry Swedroe.

Table of Contents

Acknowledgments
Preface
Foreword by Wade D. Pfau

Introduction
Chapter 1. Retirement Planning Beyond the Financials
Chapter 2. The Discovery Process
Chapter 3. Asset Allocation
Chapter 4. The Investment Policy Statement and the Care and Maintenance of the Portfolio
Chapter 5. Monte Carlo Simulations
Chapter 6. Investment Strategy Part I: Implementing the Investment Plan
Chapter 7. Investment Strategy Part II: Reducing the Risk of Black Swans
Chapter 8. IRA and Retirement/Profit Sharing Plans
Chapter 9. Health Savings Accounts
Chapter 10. The Asset Location Decision
Chapter 11. Spend-Down Strategies
Chapter 12. Social Security
Chapter 13. Medicare
Chapter 14. Longevity Risk: The Role of Annuities
Chapter 15. The Role of Insurance: The Management of Risk
Chapter 16. Reverse Mortgages
Chapter 17. Women’s Unique Retirement Issues
Chapter 18. Estate Planning
Chapter 19. Preparing Your Heirs
Chapter 20. The Threat of Elder Financial Abuse
Conclusion

Appendices
Appendix A. Sample Family Profile
Appendix B. Sample Family Mission Statement
Appendix C. The Mathematics of Asset Location
Appendix D. Should Investors Prefer Dividend-Paying Stocks?
Appendix E. Should You Hire a Financial Advisor?
Appendix F. Implementation: Recommended Mutual Funds and ETFs
Appendix G. Types of Irrevocable Trusts
Appendix H. Recommended Reading

Index
Data Sources

Editorial Reviews

Investing is hard enough when saving for retirement, but coordinating all of the components of a holistic plan IN retirement is even more complex… and risky in today’s era of high valuations and low yields. Fortunately, Swedroe and Grogan break down each key issue into a retirement framework that anyone can use to navigate this challenging environment! —Michael Kitces, publisher of the Nerd’s Eye View at Kitces.com, Director of Wealth Management for Pinnacle Advisory Group

I've had the privilege of reviewing a number of Larry's books and they just get better and better. Your Complete Guide continues the trend. If your contemplating retirement or are currently there do yourself a favor; read and profit from his thoughtful wisdom. Besides, it's a fun read. —Harold Evensky, Chairman, Evensky & Katz/Foldes Financial Wealth Management

Larry does a deep dive into all the moving parts of a holistic financial plan for retirees. The result is an essential and invaluable resource for anyone in or contemplating retirement. The scope of the material is unparalleled, making this the most comprehensive guide to retirement planning I have ever seen. Meticulously researched, and clearly presented. —Frank Armstrong III, President/Founder, Investor Solutions

Successful investing often comes down to having a strong philosophy you can stick with over time. In Your Complete Guide to a Safe and Secure Retirement, Larry Swedroe and Kevin Grogan help investors understand how they can increase their chances for a great retirement experience. —David Booth, Executive Chairman of Dimensional Fund Advisors

A highly sophisticated look at smart ways of managing money in retirement, creating a ‘homemade paycheck,’ and securing your standard of living. —Jane Bryant Quinn, author of How to Make Your Money Last

Larry Swedroe and Kevin Grogan are leading a financial revolution by producing the definitive book on building a solid retirement plan. Swedroe and Grogan give you the necessary tools to navigate the daunting path of financial topics that need to be addressed for your own safety and emotional well-being in retirement. Their work will have a profound impact on your golden years. —Bill Schultheis, author, The Coffeehouse Investor

Larry and Kevin’s new book lives up to the promise of its title. It deals with subjects rarely covered in books authored by investment advisors (like insurance, annuities and reverse mortgages) and does so in a thorough and objective way. It’s a valuable planning guide for everyone concerned about a secure and dignified retirement. —Dan Solin, author of the Smartest series of investing books

Family and friends constantly share with me their concerns regarding planning for retirement, which is particularly challenging in today’s market environment. Finally, I can point them to a single resource for comprehensive and thoughtful advice. Larry and Kevin’s book is replete with insights and answers to the difficult questions that need to be considered to ensure a prosperous retirement. Relying upon decades of experience, they demystify the vast world of retirement by sharing their own science-based investment approach and collaborating with industry experts to provide a complete overview of complicated and commonly misunderstood topics such as Social Security, Medicare and Estate Planning. Their book is your guide to a successful and secure retirement. —Marat Molyboga, Chief Risk Officer, Director of Research, Efficient Capital Management

From the Publisher