Winning the Insurance Game: The Complete Consumer's Guide to Saving Money

by Ralph Nader

Overview

Millions of consumers play the insurance game but don’t know how to win. Now Ralph Nader, internationally renowned consumer advocate, and attorney Wesley J. Smith have joined forces to show you how to beat the insurance companies at their own game. In Winning the Insurance Game, Nader and Smith walk you through complex laws and fine print, alerting you to the loopholes and clarifying the world of insurance.
 
In this groundbreaking book, newly revised and updated to include the latest information, they help put an end to unnecessary spending by offering hundreds of practical tips. Learn six steps to lowering your automobile insurance premium, how to choose a good HMO or PPO health plan, and what insurance you should never buy.
 
Before you buy any insurance, read this book. It can save you money and help to ensure that you get the coverage you really need.

Product Details

ISBN-13:	9780385468381
Publisher:	Crown Publishing Group
Publication date:	02/01/1993
Edition description:	Revised and Updated
Pages:	562
Product dimensions:	6.00(w) x 9.00(h) x 1.25(d)

Editorial Reviews

Anyone who has insurance or plans to buy it will benefit from this invaluable, money-saving handbook. In crystal-clear language, consumer activist Nader and Smith ( The Senior Citizens' Handbook ) take readers through the fine points of insurance policies as they cover auto, health, residential, life and senior citizens insurance; Medicare; workers' compensation; and special-needs policies. Boxed ``consumer alerts'' and cautionary scenarios punctuate their down-to-earth, practical presentation. ``To an insurance company . . . what you really are is a statistic,'' the authors warn as they explain how to cope with ``nickel-and-diming'' adjusters. They broaden nearly every chapter with a discussion of what consumers can do at the community and national levels to bring about meaningful regulation and greater fairness in the insurance industry. 100,000 first printing; $100,000 ad/promo; author tour. (Sept.)

Publishers Weekly - Publisher's Weekly

This book provides detailed explanations of the major insurance types (auto, health, residential, and life), but goes far beyond that to treat government insurance benefits (e.g., Social Security, Medicare), as well as other forms of state and private insurance (e.g., workers compensation, medigap) of interest to consumers. Throughout the book there are numerous ``Consumer Alert'' sections, and the final chapter on each topic is entitled ``Consumer's Agenda.'' The authors give useful advice on dealing with insurance agents, filing claims, pursuing grievances, and becoming involved in the political process that regulates the insurance industry. Well written, measured in tone even though relentlessly pro-consumer (not surprisingly, given Nader's history), this is an enormously important source for public libraries.-- Jack Ray, Loyola/Notre Dame Lib., Baltimore

Library Journal