Table of Contents
Please Read Before You Proceed 1
Introduction and How To Use This Guide 3
Chapter 1 Getting Started - Your Journey to Savings 7
The Impact of the Pandemic on Savings 7
What Are Your Personal Financial Values? 8
Sample Questions to Ask Yourself About Money 9
Summary 12
Chapter 2 Areas for Savings 13
Big Purchases 13
Budgeting 14
Childcare 19
Cleaning 22
Clothing 24
College Funding 26
Coupons and Discount Platforms 30
Credit Cards 38
Credit Scores 40
Debt 42
Education 47
Energy Consumption 48
Entertainment 56
Financial 63
Food 67
Gifting 78
Healthcare 81
Housing and Related Costs 86
Income Taxes 95
Insurance 99
Investments 104
Pets 107
Savings Accounts 108
Side Gigs 109
Spending Habits 112
Subscriptions 125
Technology 126
Transportation 132
Travel 139
Water 144
Weddings 145
Zoom Town Moving Costs 147
Chapter 3 Final Thoughts - Looking for Cost Savings 150
About the Author 152