The Buckets of Money Retirement Solution: The Ultimate Guide to Income for Life

by Raymond J. Lucia, Ben Stein (Foreword by)

Overview

After the financial meltdown hit the markets in 2007 and 2008, almost no investment—stocks, bonds, commodities, or real estate—was left unscathed. Today, in the wake of the crisis, many workers, especially those nearing retirement, have lost confidence in their ability to fund a financially secure retirement.

In The Buckets of Money® Retirement Solution: The Ultimate Guide to Income for Life, nationally renowned Certified Financial Planner® Ray Lucia outlines his simple, time-tested system for achieving long-term financial stability regardless of market conditions.

Filled with real-life examples that help you evaluate your investing style and determine your time horizon, The Buckets of Money® Retirement Solution details how to:

• Regain your balance in this ever-changing financial landscape, as well as how to prepare for whatever the economic future holds

• Choose the proper investments and execute The Buckets of Money® plan for income, safety, and growth

• Create a workable withdrawal strategy once your plan is in place and working

The average retirement account lost a third of its value in 2008. Many people saw the value of their retirement assets fall, even as their debt rose. So it's not surprising that a survey by Bank of America found that more than half of its respondents planned to change their investment strategy. Change is good. But it begs the question: Change it to what? Based on the science of money, rather than the art of speculation, The Buckets of Money® Retirement Solution provides you with answers in the form of battle-tested strategies that have been put to the test in more than 9,000 individual portfolios totaling more than $2 billion.

To win at the retirement game, you need to know your financial goals, divvy up your money accordingly, and then invest intelligently. With this book as your guide, you'll learn how to achieve both income and growth, while reducing risk.

Product Details

ISBN-13:	9780470906712
Publisher:	Wiley
Publication date:	07/20/2010
Sold by:	JOHN WILEY & SONS
Format:	eBook
Pages:	240
File size:	872 KB

About the Author

RAYMOND J. LUCIA is one of the nation's leading authorities on financial, tax, and retirement planning. Over the course of his 36-year career in the financial services industry, Lucia, a Certified Financial Planner®, has helped thousands of people invest more than $2 billion using his renowned Buckets of Money® retirement strategy. Registered Rep. magazine named Lucia one of the "10 Best Brokers in America." Lucia is the host of the nationally syndicated Ray Lucia Show on Business TalkRadio Network, and is a frequent guest on Fox News, Fox Business, CNBC, and the Today show. He is also a local business editor on TV stations in his hometown of San Diego.

DALE FETHERLING has written or coauthored more than fifteen nonfiction books, and has also taught writing and editing at five colleges and universities.

Read an Excerpt

Click to read or download

Table of Contents

PracticePlanners® Series Preface.

Acknowledgments.

Introduction.

Sample Treatment Plan.

Alcohol Abuse*.

Anger*.

Anxiety*.

Blame*.

Blended Family Problems*.

Communication*.

Dependency.

Depression Due to Relationship Problems*.

Depression Independent of Relationship Problems*.

Eating Disorders*.

Financial Conflict*.

Infidelity*.

Internet Sexual Use.

Intimate Partner Violence – Intimate Terrorism*.

Intimate Partner Violence – Situational (Bi-directional) Couple Violence*.

Intolerance*.

Jealousy*.

Job Stress*.

Loss of Love/Affection*.

Midlife Transition Problems*.

Only One Partner Willing to Attend Therapy*.

Parenting Conflicts – Adolescents*.

Parenting Conflicts – Children*.

Personality Differences*.

Psychological Abuse*.

Recreational Activities Dispute*.

Religious/Spirituality Differences*.

Retirement*.

Sexual Abuse*.

Sexual Dysfunction*.

Transition to Parenthood Strains*.

Work/Home Role Strain*.

Appendix A: Bibliotherapy Suggestions.

Appendix B: Professional References for Evidence-based Chapters.

Appendix C: Index of DSM-IV Codes Associated with Presenting Problems.

Appendix D: Situational Analysis Form.

* Indicates that selected Objective/Interventions are consistent with those found in evidence-based treatments.