Is there a way to wipe out the annoying cycle of debt, save and invest in your dreams and live a life of financial independence? As a person who has lived in the valley of financial despair and who has successfully climbed the mountain of growth and recovery and stood at the top to embrace my lifelong aspirations, I say absolutely! Saving and investing money is a challenging feat for many of us. But with a little guidance, determination and discipline it is certainly doable. This book will show you step-by-step how to develop some simple habits that will take you a long way towards eliminating debt and clearing a path to becoming an excellent saver and investor, and fulfilling those lifelong dreams that you thought were impossible to attain due to lack of funds. Be encouraged! Help is here.