Many people do not see the usefulness of health insurance. It’s expensive, for one thing. Many people cannot afford health insurance and so they would rather take the risk of not having this pre-need rather than obtaining one. Secondly, many people feel that health insurance plans are rip-offs. A large majority of people feel they’re not getting their money’s worth on most health insurance coverage. Most complaints about health insurance are that they don’t cover what people need it to cover. Also, there’s the confusion between a government and personal health insurance. Many people wonder that if you have one type is it enough or do you need to have both? To add to this, many people just seem to consider the whole process of insurance too complicated that it’s just not worth going through it.
Health insurance plans are pre-need requirements. They are a precaution for the future of your health and that of your family. They can help in making any imminent health and medical expenses affordable to you and your love ones. Medical expenses, even those incurred from non-threatening disorders, can break down the finances of even the most stable high-income and middle-income households. Do you really believe you can take the risk and live without any form of health insurance? You might want to think again.
But, what is the right health insurance for you? What is the right insurance plan for your family? How many do you really need? What type of monthly payment is suitable to your income level? For how long do you need insurance coverage? This book will provide answers to all these questions.
