Secure Retirement Strategies: Facts VS. Fiction

by Marc Smith, Michael Neft

Overview

Truth or Dare? Uncover the truths of retirement or dare to enter unprepared.
Fact: The very thought of retirement is daunting. There’s much to do and many approaches to consider.
Fiction: You can put the thought aside for a few years, until the time comes.
Facts are facts—retirement is inevitable. One day, you will no longer work. The ultimate question is: When that time comes, will you be prepared to carry on through the years with a comfortable lifestyle?
It’s important to take steps toward an enjoyable, successful retirement, but the information is often overwhelming, and consequently cast aside. In Secure Retirement Strategies: Facts vs. Fictions, Michael Neft and Marc Smith provide the facts you need to successfully blaze your unique path to retirement.
Within these pages, you will learn how it’s possible to: •have income for life and more than enough money for retirement •invest wisely in the stock market with lower or no fees •grow your investments safely with good return •enjoy long-term care benefits without paying ongoing premiums

Product Details

ISBN-13:	9781599327488
Publisher:	Advantage Media Group, Inc.
Publication date:	06/15/2016
Pages:	176
Product dimensions:	6.10(w) x 9.10(h) x 0.90(d)

About the Author

MARC SMITH has twenty-five years of financial-services experience and is a seasoned professional in helping people meet their retirement needs. Before joining Secure Retirement Strategies, Marc was a managing partner of a leading financial organization where he initiated the unique Suite of Services platform, bringing together the broadest range of nonproprietary products to the marketplace under one roof. Marc is regarded for his honesty, passion, integrity, relationship building, and high ethical standards, and he is a certified member of the National Ethics Association.

MICHAEL NEFT, with forty years’ experience in finance and securities, oversees Secure Retirement Strategies’ tailor-made retirement plans. Over the course of his career, Michael has attained a special compliance background, bringing more than twenty years of experience as a dispute-resolution arbitrator for the Financial Industry Regulatory Authority (FINRA). Michael is a certified member of the National Ethics Association and is always looking for new ways to help retirees and near-retirees throughout the country earn income for life as they approach or enter retirement.

Table of Contents

About the Authors iii

Introduction 1

Chapter 1 Fact or Fiction: You Already Know What You Need to Know about Retirement Planning 3

Chapter 2 Fact or Fiction: The Financial Advisor Who Helped You Accumulate Wealth Is the Best Person to Help You Plan for Retirement 11

Chapter 3 Fact or Fiction: Your Pension Fund Will Always Be There 25

Chapter 4 Fact or Fiction: Wall Street and the Brokerage Industry Have All the Answers 31

Chapter 5 Fact or Fiction: You Know Where Your Money Goes in Your Investment Fund 43

Chapter 6 Fact or Fiction: Average Stock-Market Returns Tell an Accurate Story 55

Chapter 7 Fact or Fiction: The Only Way to Make Money Is to Risk Money 71

Chapter 8 Fact or Fiction: Fixed-Index Annuities Have as Many Risks and Drawbacks as Any Other Form of Investment 79

Chapter 9 Fact or Fiction: It's Too Late to Significantly Change My Retirement Plan 105

Chapter 10 Fact or Fiction: Far from Being the Golden Years, Retirement is a Time of Poor Health and Fewer Opportunities to Enjoy Life 127

Conclusion 143

References 146