Table of Contents
About the Authors iii
Introduction 1
Chapter 1 Fact or Fiction: You Already Know What You Need to Know about Retirement Planning 3
Chapter 2 Fact or Fiction: The Financial Advisor Who Helped You Accumulate Wealth Is the Best Person to Help You Plan for Retirement 11
Chapter 3 Fact or Fiction: Your Pension Fund Will Always Be There 25
Chapter 4 Fact or Fiction: Wall Street and the Brokerage Industry Have All the Answers 31
Chapter 5 Fact or Fiction: You Know Where Your Money Goes in Your Investment Fund 43
Chapter 6 Fact or Fiction: Average Stock-Market Returns Tell an Accurate Story 55
Chapter 7 Fact or Fiction: The Only Way to Make Money Is to Risk Money 71
Chapter 8 Fact or Fiction: Fixed-Index Annuities Have as Many Risks and Drawbacks as Any Other Form of Investment 79
Chapter 9 Fact or Fiction: It's Too Late to Significantly Change My Retirement Plan 105
Chapter 10 Fact or Fiction: Far from Being the Golden Years, Retirement is a Time of Poor Health and Fewer Opportunities to Enjoy Life 127
Conclusion 143
References 146