Secrets of the Insurance Game: What You Need to Know About Property Damage Claims

by Sean Scott

Overview

**New 2021 edition**

Are you really in good hands?

Do you have sufficient insurance?

Will your adjuster be on your side?

Are you ready to handle the insurance claim process?

Most people buy insurance to protect their homes from catastrophes such as fire, floods, tornadoes, earthquakes, etc. However, most homeowners' insurance claims are the result of everyday events, such as a pipe that bursts under a sink, a toilet overflows, or that Chicken Kiev turns into Chicken Chernobyl.  Most people assume everything will be taken care of if they ever have a claim, but what they don't realize, is that there are a lot of pitfalls and landmines along the road to recovery and many become victimized who don't know how to navigate around them.

In the Secrets of the Insurance Game, you'll learn about:

• The role insurance adjusters play and how to negotiate
  
• The importance of an accurate estimate and inventory
  
• Overhead and profit and what it means to you and your contractor
  
• Things your insurance agent didn't tell you and your adjuster may not pay forPitfalls of content pack outs and cleaning companies
  
• Pros and cons of using public adjusters
  
• Depreciation and how it affects your recovery
  
• Flood remediation and dry out companies
  
• Tips on hiring restoration contractors
  
• Disaster chasers and predators
  
• And much more...
  

Sean Scott is a restoration contractor who has been involved with literally thousands of property damage claims. In this book, Sean shares many of the secrets of the insurance game he has gleaned over the years working in the restoration industry. The Secrets of the Insurance Game levels the playing field and gives homeowners' the tools they need to restore their homes and lives.

Product Details

BN ID:	2940158707230
Publisher:	Heritage Publishing & Communications LTD
Publication date:	09/19/2017
Sold by:	Barnes & Noble
Format:	eBook
Sales rank:	595,721
File size:	12 MB
Note:	This product may take a few minutes to download.

About the Author

Sean Scott is a restoration contractor from La Jolla, California who has worked for over 38 years in the construction and restoration industry. Most of his experience has been spent assisting families rebuild their homes after fires, floods, storms, and other disasters. Sean has been involved in literally thousands of residential and commercial property damage claims and has worked with most major insurance carriers as well as independent adjusters, public adjusters, and attorneys. Through this experience, he has witnessed first-hand what people have to go through after a disaster and how difficult the recovery process can be.

In 2007, Sean’s career took an abrupt turn when wildfires swept through Southern California for the second time in four years. Nearly 6,000 homes were destroyed in the fire storms of 2003 and 2007 and countless others were damaged. It was in the months following these events that many survivors found themselves unable to rebuild their lives or return home, mainly because of insurance related problems. The heart wrenching stories that emerged told of people being sold inadequate insurance policies, adjusters lowballing claims, banks foreclosing on homes, life savings being spent on lawsuits, and other tragedies. In some instances, families were forced to abandon their homes and start over.

In this latest eye-opening book, Secrets of the Insurance Game, Sean removes the mask of mystery that shrouds the insurance claim and restoration processes. He also shares numerous experiences of dealing with insurance companies and reveals many of the secrets, tips, and tricks homeowners need to know to come out on top.

Sooner or later, whether it’s a pipe leak, food catches fire on the stove, or wind damages the roof, every homeowner will experience some type of damage to their home where they will need this information. It’s not a matter of if it will be needed, - but when.