Managing Your Personal Finances, 6th Edition / Edition 6

by Joan S. Ryan

Overview

While focusing on the student's role as citizen, student, family member, consumer, and active participant in the business world, Managing Your Personal Finances 6E informs students of their various financial responsibilities. This comprehensive text provides opportunities for self-awareness, expression, and satisfaction in a highly technical and competitive society. Students discover new ways to maximize their earning potential, develop strategies for managing their resources, explore skills for the wise use of credit, and gain insight into the different ways of investing money. Written specifically for high school students, special sections in each chapter hold student interest by focusing on current trends and issues consumers face in the marketplace.

Product Details

ISBN-13:	9780538449373
Publisher:	Cengage Learning
Publication date:	01/27/2009
Series:	DECA
Edition description:	Older Edition
Pages:	752
Product dimensions:	8.80(w) x 11.00(h) x 1.30(d)
Lexile:	1110L (what's this?)

About the Author

Joan Ryan, M.B.A., Ph.D., C.M.A., has taught personal finance for over 20 years. She began at Willamette High School in Eugene, Oregon, where this textbook was initially developed and tested. After four years there, she taught in the business department at Lane Community College (also in Eugene) for 12 years. After eight years at Clackamas Community College, she was department chair for the next six years. Then she resumed teaching accounting, personal finance, and business law, retiring from full-time teaching in 2014. She also is a C.M.A. (certified management accountant), a state-certified mediator, and adjunct faculty at Clackamas Community College and Portland State University in the graduate Masters in International Management program.

Table of Contents

1. Choosing Your Career. 2. Planning Your Career. 3. Getting the Job. 4. Adapting to Work. 5. Work Laws and Responsibilities. 6. Pay, Benefits, and Working Conditions. 7. Federal Income Tax. 8. Budgets and Financial Records. 9. Checking Accounts and Other Banking Services. 10. Saving for the Future. 11. Investing for Your Future. 12. Investing in Stocks. 13. Investing in Bonds. 14. Investing in Mutual Funds, Real Estate, and Other Choices. 15. Retirement and Estate Planning. 16. Credit in America. 17. Credit Records and Laws. 18. Responsibilities and Costs of Credit. 19. Problems with Credit. 20. Personal Decision Making. 21. Renting a Residence. 22. Buying a Home. 23. Buying and Owning a Vehicle. 24. Family Decisions. 25. Introduction to Risk Management. 26. Property and Liability Insurance. 27. Health and Life Insurance. 28. Role of Consumers in a Free Enterprise System. 29. Consumer Protection. 30. Dispute Resolution.