Innovations in the Retail Banking Industry: The Impact of Organizational Structure and Environment on the Adoption Process

by Lisa M. Sciulli

Overview

This research empirically validates a typology of innovations by examining the differential effects of organizational structure and environmental perceptions on the types of innovations adopted in an organization. Four types of innovations are depicted in the typology— incremental, product, process, and radical innovations.

Product Details

ISBN-13:	9781135678937
Publisher:	Taylor & Francis
Publication date:	02/02/2024
Series:	Financial Sector of the American Economy
Sold by:	Barnes & Noble
Format:	eBook
Pages:	250
File size:	1 MB

About the Author

Lisa M. Sciulli, series edited by Stuart Bruchey, Allan Nevins Professor Emeritus, Columbia University.

Table of Contents

Preface 1.0 The Research Problem 1.1 Introduction 1.2 Research Objectives 1.3 Research Model 1.4 Organization of Document 2.0 Literature Review 2.1 Introduction 2.2 Innovation Theory 2.2.1 Innovation Types 2.3 Organizational Structure 2.3.1 Organizational Structure and Innovation 2.3.2 Organizational Structure and Innovation Type 2.4 Perceived External Environmental Dimensions 2.4.1 Perceived Environment and Innovation 2.4.2 Perceived Environment and Innovation Type 2.5 Additional Factors Effecting Innovation Process 2.6 Summary of Innovation Literature 3.0 Research Methodology 3.1 Research Model 3.2 Definition and Operationalization of Innovation 3.3 Formulation of Research Hypotheses 3.3.1 Organizational Structure 3.3.2 Perceived External Environment Research Design 4.1 Sample Characteristics 4.2 Data Collection 4.3 Operationalization of Research Constructs 4.4 Data Analysis Development of Innovation Typology 5.1 Operationalization of Innovation Typology 5.2 Reliability and Validity of Innovation Typology Operational (National) Survey 6.1 Research Sample 6.2 Data Collection 6.3 Respondent Profile 6.4 Operationalization of Research Constructs 6.4.1 Evidence of Innovation Adoption 6.4.2 Organizational Structure 6.4.3 Perceived External Environment 6.5 Reliability 6.6 Validity Results of Hypotheses Testing 7.1 Evidence of Innovation Adoption 7.2 Bivariate Analysis of Adopters Versus Non[1]Adopters 7.3 Discriminant Analysis of Research Model 7.4 Supplemental Analyses of Hypotheses 7.4.1 Cross Tabulations of Innovation Adopters with Constructs 7.4.2 Adoption Tendency Scales 7.4.3 Correlations of Adoption Tendency Scales with Constructs 7.4.4 Cross Tabulations of Adoption Tendency Scales 8 Conclusions, Contributions, Limitations, and Future Research Directions

Editorial Reviews

Empirically validates a typology of innovations in the industry predicted by theory. Based on a national survey mailed to retail banks randomly selected from a 1994 directory, finds that the distinction between incremental, product, process, and radical innovations persistently appeared in organizational structure and environmental perceptions. The data also show that different types and sizes of banks make different kinds of innovations. Annotation c. Book News, Inc., Portland, OR (booknews.com)

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