Table of Contents
INTRODUCTION
MODEL 1: CONVENTIONAL RETIREMENT PLANNING, THE SMART WAY
Part 1: What It Costs to Live a Great Life in Retirement
Part 2: It’s All About the Assumptions, Not the Calculator
Part 3: The Five Essential Questions
Question 1: How Much Income Do You Need to Retire?
Question 2: Why Is Inflation the Single Biggest Threat?
Question 3: When Will You Die?
Question 4: How Much Will Your Pension Contribute?
Question 5: How Much Investment Income Can You Expect?
Part 4: How to Accurately Estimate Investment Returns
The Only Investment Return that Matters
Monte Carlo Calculators and Other “Random” Myths
How Valuations Make or Break Your Retirement
Part 5: How to Estimate Your “Magical” Retirement Number
Simple Models to Calculate Your Magic Number
Building Confidence into Your Plan
How to Find Your True North
Only Two Numbers Matter for Your Retirement Security
The Smart Way to Use Retirement Calculators
MODEL 2: LIFESTYLE PLANNING, THE CREATIVE WAY
Flip the Script on Your Retirement
MODEL 3: CASH FLOW PLANNING, THE SIMPLE WAY
My Secret to a Secure Retirement at Age 35
CONCLUSION
BONUS MATERIAL
AFTERWORD
GLOSSARY