Have you ever felt trapped, caught in a vicious circle of debt, unpaid bills and mounting financial commitments? Well guess what, you are not alone. Many have walked that route before and so have I. But don't give up, there is hope, there is a way out and that is what this book is all about. It will challenge you to take RESPONSIBILITY for your finances. It will ask you to make a DECISION. You will learn about the value of INFORMATION and the basic PRINCIPLES of personal finance. It will take you through some STEPS in setting financial goals and at the end provide you with a TOOL you can use to manage your finances. This book is not a magic wand to be waved at your financial problems. It might not solve all your problems nor answer all your questions, but if you commit to consistently follow the principles and steps expounded, it will definitely start you off on your journey to financial discipline and put you on the track to financial freedom.
