Financial First Aid: Essential Tools for Confident, Secure Money Management

by Alyssa Davies

Overview

A practical guide for handling life's financial emergencies for the cash-strapped, the meticulous budgeter, and everyone in between.
What do a layoff, a medical emergency, a broken appliance, and a natural disaster have in common? Each scenario has the potential to upend your personal finances, no matter your financial situation. Money can be an intense source of stress, especially when you suddenly don't have enough of it. This handy and accessible reference from Alyssa Davies, founder of the popular finance blog Mixed Up Money, is here to help you navigate these financial ups and downs with a judgment-free approach. It offers actionable advice for different types of emergencies, short- and long-term solutions, resources, and tips from well-known financial experts who have been there before. You'll find scripts for negotiating payments for large bills, and learn how to revise a budget if you need to care for a loved one who is sick, recognize financial abuse, and much more. Charming illustrations by the author add a touch of humor to her expert advice. Best practices for building a robust emergency fund and road maps for recovering from a financial emergency will help you face your next rainy day.

Product Details

ISBN-13:	9781454944676
Publisher:	Union Square & Co.
Publication date:	05/03/2022
Sold by:	Barnes & Noble
Format:	eBook
Pages:	240
Sales rank:	5,438
File size:	5 MB

About the Author

Alyssa Davies is a content specialist for Zolo and author living in Calgary, Alberta. She is the founder of the 2019 Canadian Personal Finance Blog of the Year and current nominee for 2020 Canadian Personal Finance Blog of the Year, Mixed Up Money. Through this blog's founding, she has been featured in many notable publications, including MarketWatch, FLARE, Global News, and more. Her first book, The 100-Day Financial Goal Journal, was released in May 2020. Alyssa has been a freelance writer for five years, and her topics of choice include personal finance, homeownership, real estate, and mental health.

Table of Contents

Foreword vi

Introduction 2

Chapter 1 You Need an Emergency Fund (or Three) 13

Chapter 2 How to Evaluate Your Safety Net 33

Chapter 3 The Worst Has Happened. Now What? 51

Chapter 4 Pink Slips, Layoffs, and Career Changes 69

Chapter 5 Health = Wealth 89

Chapter 6 Keep a Roof Over Your Head 107

Chapter 7 When a Tornado Strikes 125

Chapter 8 Expect the Unexpected 141

Chapter 9 Put Yourself and Pay Yourself First 163

Chapter 10 Surviving and Recovering from Lows 181

Conclusion 203

Acknowledgments 214

Notes 218

Index 222

About the Author 232

Editorial Reviews

“Packed with insights and examples from Davies’ own life, Financial First Aid should be read from cover to cover. But the inclusion of chapter summaries and checklists also makes it easy to quickly reference helpful tips. This book is as much a first-aid kit in form as it is in content.” —MoneySense

From the Publisher