10 Keys to Financial Freedom at an Early Age: Retire Young on a Modest Salary

10 Keys to Financial Freedom at an Early Age: Retire Young on a Modest Salary

by Teena Smith
10 Keys to Financial Freedom at an Early Age: Retire Young on a Modest Salary

10 Keys to Financial Freedom at an Early Age: Retire Young on a Modest Salary

by Teena Smith
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Overview

This short book gives step-by-step instruction on how anyone can achieve financial freedom in a short time. The book shows how achieving financial freedom does not require you to earn a large salary, possess any advanced degrees, or have any special skills or training. Financial freedom is available to anyone willing to follow the steps laid out in this great resource.

This short, personal growth and development aid packs a punch with important life lessons, including:

REAL ESTATE INVESTING
The Author divulges four proven strategies for successful Real Estate investing, including recommendations on the types of properties in which to invest, how to analyze and minimize risk and some financing strategies. Author exposes some pitfalls to avoid, including cross collateralization. Drawing from her actual experiences, Author shares some real-life examples of the successful results following the steps outlined in this book.

BUDGETING, MONEY MANAGEMENT AND RETIREMENT PLANNING
This book is rich with vitally important information that is widely unknown. It includes an in-depth dissertation on good debt vs. bad debt, including the dangers of revolving credit and consumer debt, and car leasing. The book suggests and describes a budgeting system based on living on only 70% of your income.

TIME MANAGEMENT, DELAYING GRATIFICATION, GOAL SETTING, STRATEGIC PLANNING AND OTHER LIFE SKILLS
The book covers a range of personal growth and development strategies aimed at enhancing vital life skills.

SPIRITUAL ENRICHMENT
This book is spiritually rich, and clearly delineates the importance of including God in this entire process. The author explores the biblical and historical concept of stewardship; and shows the Bible and stewardship's place in contemporary Christian living

This book is a short read, written with the intention of it being read in one sitting.


Product Details

ISBN-13: 9781666283907
Publisher: Barnes & Noble Press
Publication date: 05/05/2021
Pages: 94
Product dimensions: 6.00(w) x 9.00(h) x 0.19(d)

About the Author

Teena started adulthood with literally nothing but a strong work ethic and a goal. She implemented the disciplines and strategies she now shares with the world through her coaching, public speaking and book authorship. Implementing these very strategies has allowed her to not only achieve financial freedom, but to build generational wealth and create a legacy that will be passed down to her descendants.

Teena is a Real Estate Investor, Entrepreneur, and Early-Retired Business Executive. She owned and operated a successful temporary staffing agency during her son's formative years in order to afford her the opportunity to oversee his care in his own private space -- a private office for him and his caregiver within her company.

Early Retirement allows her the flexibility of traveling extensively. Teena lives mostly in Long Beach, California with her husband of 24 years; however, they manage to spend about a third of the year between their Hilton Head, South Carolina home and their Atlanta, Georgia home. They are the proud parents of an adult son, who develops his own cartoon series, has created a line of streetwear, and works in Christian ministry.

Teena holds a Bachelor's degree in Business Administration, and maintains current Real Estate licenses in the States of California and Georgia.

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