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Money Matters for Teens: Advice on Spending and Saving, Managing Income, and Paying for College

Money Matters for Teens: Advice on Spending and Saving, Managing Income, and Paying for College

Money Matters for Teens: Advice on Spending and Saving, Managing Income, and Paying for College

Money Matters for Teens: Advice on Spending and Saving, Managing Income, and Paying for College

Overview

In Money Matters for Teens, young writers discuss their financial fears and the strategies they've learned to help them spend their money wisely, save for the future, and pay for college.

The gap between the richest and the poorest Americans has been growing for decades, and experts predict it will continue to widen. Young people bear the brunt of this inequality because it makes it harder to get a job and to pay for the college education you need to move up the ladder. Political changes could help close the gap, but in the meantime, teens can help prepare themselves for financial independence. In this book, teens write about learning to handle money wisely, to manage their own income, to pay for college, and how our larger economic system determines their financial standing.

Essays include:
  • Equal Work, Unequal Pay
  • The Rags to Riches Myth
  • Job-Hopping to a Career
  • I Took a Scam Job
  • Job-Hunting Tips
  • A Guide to Drama-Free Banking
  • My Credit Card Gave Me False Security
  • We Don't Save It for a Rainy Day
  • How Am I Supposed to Pay for College?
  • Countdown to Independence
  • and more!

Through these essays, teen readers—as well as their parents, teachers, and caregivers—will pick up new tricks to managing their money but will also be provided a much-needed glimpse into how the world looks to our younger generations.

Product Details

ISBN-13: 9781510759923
Publisher: Sky Pony
Publication date: 02/15/2022
Series: YC Teen's Advice from Teens Like You , #2
Pages: 176
Sales rank: 1,082,598
Product dimensions: 5.50(w) x 8.25(h) x 0.60(d)
Age Range: 8 - 14 Years

About the Author

YCteen publishes true stories by teens, giving readers insight into the issues that matter most in young people's lives. They are headquartered in New York, New York.

Virginia Vitzthum is the editor of Represent, Youth Communication’s magazine by and for youth in foster care. She has written for publications including Elle, the Village Voice, washingtonpost.com, AlterNet.org, Time Out New York, Ms., and salon.com, where she was a columnist. She is the author of a book about Internet dating, I Love You, Let’s Meet, and a contributor to Beautiful Trouble, a book about creative activism. She was managing editor of a book series on substance abuse treatment and has edited many other publications. She has worked at Youth Communication since 2008 and also edited Youth Communication’s books on drugs, disabilities, sexuality, and other topics.

Table of Contents

Introduction vii

Part 1 Money and Society

Don't Follow the Leader Anonymous 3

Equal Work, Unequal Pay Mitzi Sanchez 8

The Rags to Riches Myth Marco Salazar 10

A Dysfunctional Love Story Jan Nicole Garcia 15

Getting by on Crayon Money Diana Moreno 18

In This Game, the Rich Get Richer Melissa Oliver 22

Movin' On Up Hattie Rice 26

I Want an Equal Relationship Trina McCune 31

Part 2 Jobs; The Good, The Bad, and The Ugly

Job-Hopping to a Career Samantha Flowers 37

A Bad Deal Anonymous 42

I Took a Scam Job Jianxin Shi 47

Job-Hunting Tips Shaniqua Sockwell 54

Dream Job or Scam? Danielle Chambers 58

Chimore Plus Eight Chimore Mack 63

Learning to Succeed Marlo Scott 68

Part 3 Banking Basics

I Keep My Money in the Bank, Jarel Melendez 79

A Guide to Drama-Free Banking Chantal Hylton 83

My Credit Card Gave Me False Security Zhanna Raymond 86

Learning What "Overdraft" Means-the Hard Way Chimore Mack 90

Part 4 Learning To Save and Spend Wisely

We Don't Save It for a Rainy Day Natalie Neptune 97

Saving Money Makes Me Feel Safe Damaris Medina 99

I Shopped Until I Dropped … Into Credit Card Debt Xavier Reyes 104

How I Learned to Be Stingy Asia Fillmore 108

The Basics of Account-Ability Darnise Gilbert 113

Secondhand, First-Rate Anita Ames 116

Swap and Save Anita Ames 118

Pari 5 Paying for College

How Am I Supposed to Pay for College? Maria Alashola 123

Scam U.: For-Profit Colleges May Rip You Off Marco Salazar 128

Take Charge of Your College Bills Marci Bayer 134

Is College for Me? Anonymous 138

For-Profit Colleges: Not the Best Value Marlo Scott 143

Part 6 From Foster Care to Financial Independece

On My Own: An Aging Out Story Anonymous 151

Countdown to Independence Giselle John 156

Credits 161

About Youth Communication 163

About the Editors 165

From the B&N Reads Blog
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Related Subjects

Teens & YA
Business - Teens
Life & Relationships - Teens
Finance & Investing - Teens
Personal Finance & Investing - Teens
General & Miscellaneous - Teens
Teenagers->Finance, Personal->Teen nonfiction
Teens & YA
Business - Teens
Life & Relationships - Teens
Finance & Investing - Teens
Personal Finance & Investing - Teens
General & Miscellaneous - Teens
Teenagers->Finance, Personal->Teen nonfiction

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