Lack of financial knowledge is not only an economic consideration, but also a social concern garnering greater attention from school administrators, governmental agencies and policymakers. This concern highlights the fact that widespread gaps in levels of financial literacy exist, and at risk are those who are least familiar with complex savings and investment vehicles, and with financial planning concepts and their long-term benefits. Today's complex financial services market offers investors an endless array of products and services to meet individual financial needs, and the degree of choice requires the knowledge to evaluate the options, and the ability to identify those that best suit individual needs and circumstances.

Designed for students, this book collates a wealth of expertise and insight. It aims to provide a new generation a higher understanding of the various investment products and services in the marketplace, and to increase the likelihood of attaining a secure financial future. The material will educate those interested in increasing their aptitude about financial choices, and will assist in gaining a greater understanding of the benefits of saving through stock investments.

Volume 1 consists of subject content, commonly used abbreviations, core analysis, exercises, case analyses and an extensive glossary. Future volumes will cover bonds, mutual funds and annuities. We trust readers will find this guide to be a valuable resource for gaining insight and best practices relevant to saving and investment participation.

The Author,
Clifford D. Wright