Budget Challenge Personal Finance is an up-to-date, comprehensive, stand-alone textbook. It is designed to be used with Budget Challenge, the award-winning, real-time financial simulation used by over 900,000 students and over 10,000 teachers. This combination of teaching financial literacy while providing students with extended, realistic, hands-on experience managing adult finances creates financial capability. Highly relevant topics, student-focused narrative, section pre-reading questions, charts, graphics, and text using the latest data make Budget Challenge Personal Finance the most relevant and compelling financial literacy text available. End-of-chapter questions focus on application and higher-order thinking skills with Math, ELA, and In the Sim extension questions and activities for each chapter. The seventeen chapters include Keys to Financial Success, Playing Budget Challenge, Employment, Banking, Loans and Credit Cards, Savings and Investing, Investing for Retirement, Purchasing and Consumer Protection, Buying or Leasing a Vehicle, Housing, Insurance and Managing Risk: Motor Vehicle and Property, Insurance and Managing Risk: Health, Life and Disability, Building and Managing Credit, Data Security, Taxes, The Next Steps, and Paying for College. The Budget Challenge program teaches ALL the Jump$tart/CEE National High School Standards for Personal Finance. National and State standard alignment documents are available upon request. A downloadable companion teacher guide includes lesson suggestions, content area vocabulary, answer keys, parent engagement tools, and additional reproducible student resources.